Over the years we have seen some tremendous advances in technology that have allowed the world to transform into a new digital age. While it is now common to shop on apps like Amazon, consumers are seeing new opportunities to use mobile applications to manage their personal finances. A Q1 2016 Fannie Mae survey shows a spike in the amount of low and moderate income homebuyers taking an interest in mobile mortgages, with prior research suggesting an even larger appetite among higher income consumers. With this in mind, it’s fair to say that we are currently undergoing a huge shift in the market.