Ryan is a Senior Business Analyst for MyAMC. He brings more than 16 years of experience in Sales Management and Software Development with roles ranging from VP of Business Operations to Mortgage Origination and Software Design.  Through his tenured background, Ryan offers a unique perspective in the residential lending arena, ranging from loan origination to valuation platform design. Ryan studied at The University of Texas in Austin with a concentration in Finance.

MyAMC - Live at Ellie Mae Encompass Experience 2017 Conference

What an exciting show!  We want to thank everyone who visited our booth and took a tour of our Encompass integration, which features some incredible tools to streamline your appraisal process. To watch the MyAMC Ellie Mae Encompass Experience 2017 Conference Video Presentation continue reading.

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New Homebuyers Targeting Mobile Mortgage Resources

Over the years we have seen some tremendous advances in technology that have allowed the world to transform into a new digital age. While it is now common to shop on apps like Amazon, consumers are seeing new opportunities to use mobile applications to manage their personal finances. A Q1 2016 Fannie Mae survey shows a spike in the amount of low and moderate income homebuyers taking an interest in mobile mortgages, with prior research suggesting an even larger appetite among higher income consumers. With this in mind, it’s fair to say that we are currently undergoing a huge shift in the market.

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Young Adults Progressing Within Housing Market

Over the years, we have been keeping an eye on the so-called ‘millennial’ generation in the United States – Individuals who have a birth date between the 1981 and 2000, whom are now between the age of 16 and 35. Over time, we have gained more information as these individuals progress through school and start to make their way into careers. The oldest among this group are now well into their mid-thirties, and many are considering a home purchase..

In a recent study by Fannie Mae Economic & Strategic Research Housing Insights, cohort analysis is applied to the American Community Survey (ACS) to analyze young adult home ownership rate change for both age groups and birth cohorts  The study divides recent history into three distinct periods: 1) the end of the 2000s housing and economic expansion (2006-2008); 2) the housing market collapse (2008-2010 and 2010-2012); and 3) the early housing recovery (2012-2014).

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